Site map
Fee building blocks, pricing models and 2026 rules
- Flat rate vs blended vs cost-plus vs subscription: card pricing models compared
- GST and tax on merchant fees and EFTPOS terminals: what to check
- Interchange caps from October 2026 and the foreign-card cap from April 2027
- Interchange, scheme fees and acquirer margin: how a card fee is built
- Least-cost routing in Australia: eftpos, dual-network debit cards and how to check it
- Merchant payment processing fees in Australia: what you pay, why, and the 2026 rules
- Reading your merchant statement: the 2026 fee transparency rules explained
- Card surcharges removed from 1 October 2026: what Australian merchants must do
Worked costings and choosing a provider
- Card fees on small sales: how fixed cents per transaction change your real rate
- How to compare merchant quotes like for like
- EFTPOS terminals: rent or buy? A cost comparison for Australian businesses
- How to choose a payment provider for a small business: a best-fit method
- Monthly card processing cost: a worked example for a small bakery
- Online payment gateway fees in Australia: what card-not-present payments really cost
- Repricing after the surcharge ban: how much to adjust prices to cover card fees
- When does switching payment provider pay back? Exit fees, set-up costs and timing
Costly mistakes, disputes and official sources
- Chargebacks for Australian merchants: how they work, what they cost, how to respond
- Merchant agreements, exit fees and unfair contract terms: what to check before you sign
- Card payment rules and complaints: official sources for Australian merchants
- Card payment mistakes that cost small businesses money, and how to avoid them
- PCI DSS for small businesses in Australia: which self-assessment applies and what it costs
- Card settlement times and cash flow: when card takings reach your bank account